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Personal Finance : Business & Finance
A credit score of 700 or higher makes you a good candidate for a loan. But rather than pay someone to help repair your credit history, consider ways to improve your credit rating for free.
The Fair Credit Billing Act (FCBA) is a U.S. law that helps consumers defend against credit-card billing errors and unauthorized charges. The act gives consumers the power to report an error, request an explanation of a credit-card charge or dispute a credit-card charge with a merchant, without harm
IRAs are investment accounts that shelter your retirement savings from income taxes. IRAs are generally considered to be safe, though it somewhat depends on the investments you purchase in the IRA. Because IRAs can buy many different types of investments, you must understand how these investment ac
Prepaid debt cards are available under the Visa or the MasterCard logos. You can use a prepaid debt card to make purchases and payments up to the amount of money associated with your prepaid debit card. Prepaid debt cards are much like using cash since you cannot spend more money in excess of the
Everyone wants more money. And yet, with a floundering economy, widespread job loss and high costs of living, people are finding themselves trying to stretch each dollar and pinch each penny. A budget, whether it be for personal or business use, is necessary now more than ever. You may be surprised
In the BeginningThe U.S. dollar is a tender instrument provided by the Federal Reserve Bank. The dollar is a note that, until the Nixon presidency, was backed by the amount of gold the country had in reserve. It was in 1971 that Nixon made the decision to take the dollar's value off...
Your request for a home loan does not meet your needs, because you want a higher mortgage amount, and the bank will not budge. Your lender really does want to provide the highest loan amount that you can comfortably afford, based on industry standards, ethical obligations and federal compliance.Adju
African American high school students who plan to attend college have a number of scholarship opportunities. Many organizations have a specific allotment of funding they distribute each year to a set number of students. Doing your homework prior to applying, and then applying for as many scholarship
Have you ever sold any Gold or diamond jewelry and wondered if you got the best price for your items? Many of us have sold off jewelry items for extra cash or simply because the ...
Divorce can be a time of emotional turmoil. Ending what both parties had assumed would be a lifetime commitment, the financial effects of splitting a household and debate over child custody can cause parties to overlook important issues. The tax impact of divorce is one such issue parties should not
Credit checks offer valuable information on the past financial actions of prospective tenants. Anyone renting real estate will want to know if the tenant in consideration has ever been evicted for not paying rent, or sued for destroying property. A landlord's credit check should be done by a reliabl
In many ways, running your home isn't so different from running a business. Basic budget planning and execution can help to ensure that you have the things you and your family need and want without going into debt. Plus, done correctly, you can easily live well while living within your means.
Masterforex-V World Academy: A Company From the Ukraine Gets Recognized As Best Forex Broker for Oct
A financial company from Kiev, Ukraine has been recognized as the best Forex broker for this month. The company's name is ForexTrend which through innovation and hard work has managed to position itself as a ...
The Canada Pension Plan (CPP) Death Benefit pays once to the estate of the deceased stake-holder of the pension plan. The service is provided by Service Canada, which is a program created in 2005 to improve the delivery of government services. The programs goal is to make service "easier,...
If you want to invest your IRA in a bank, you can have FDIC insurance coverage for most types of accounts. However, you must select the right institution and abide by the Federal Deposit Insurance Corporation's rules to have full insurance. Even though the FDIC limits your coverage for IRA accounts,
What Is an Assumable Mortgage?To assume a mortgage simply means you assume the responsibility of that mortgage. You must agree to all the terms and the payment schedule of the mortgage, and you assume the liability of the debt. All mortgages are not assumable. All VA mortgages and most...
Tenant loans are offered exclusively in the United Kingdom. These loans are essentially the same as American personal loans. They are offered to tenants, not homeowners. In the United States, homeowners can get personal loans, too. Tenant loans typically come with less favorable terms than secured l