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Credit : Business & Finance

Benefits of the World's Top Luxury Credit Cards

World-wide there has been an increase in folks getting some of these luxury cards, and chances are we've seen someone flash one of these cards around town. While still fairly rare, are these luxury credit cards still as prestigious as they once were? And what kinds of perks do cardholders enjoy

Credit Card Counseling - Reduce Your Interest Rates and Eliminate Your Fees

There are a multitude of reasons that many average Americans could benefit from credit card counseling. Consulting a qualified debt counseling professional can lead the consumer out of a financial crisis, and teach money management skills that can be used to ensure they remain debt free for life. Be

Credit Debt Connection Will Soon Be Broken

The burst bubble of the housing loan failures will affect more than just home loans.Banks - large banking conglomerates - have been sold down river due to their own insolvency.This all brought about by accumulation of risky loans and bad credit debt made in the last 10 years or more have pushed even

What Is the Statue of Limitations on Credit Card Debt in North Carolina?

If you live in North Carolina and are worried about old credit card debt, you should be aware that it may be uncollectible under statute of limitations laws. These laws allow you to ask that a lawsuit filed against you by a credit card company be dismissed because of the age of the debt. You should

Should I Notify My Credit Card of Large Purchases?

Some individuals choose to use a credit card account as if it is a loan account. In this case the cardholder makes a large purchase and then submits regular monthly payments to pay off the balance. If you plan to process a large charge on your credit card in the near future, consider whether you sho

What is a Merchant Account?

Merchant accounts are bank accounts that make it possible for a business to accept a credit card and/or a debit card as payment. While the accounts are offered through ordinary banks, they are not the same as the checking or savings account you have with your local bank.A merchant account is more li

Requirements to Open a Credit Card

Requirements for a credit card include a credit score, income and employment.credit card image by feisty from Fotolia.comTo open an account and receive a credit card, an applicant must complete the application process required by the company. The credit card company requires the name of...

Finding the Best Credit Protection Service

There are a lot of companies out there offering a credit protection service for consumers. Though variety is nice, with that variety comes different services and fees. When you are looking to sign up with a credit protection service, you may find that you are overwhelmed at the selection.

How to Improve Credit Rating?

There are a lot of ways to improve credit rating, but before making steps towards improvement, an individual must first know where he/she currently stands. The Fair and Accurate Credit Transactions Ac

Strategies For Eliminating Debt

No one really intends to get into debt. Sometimes debt is necessary, as most of us don't have hundreds of thousands of dollars in cash with which to purchase a home or car. Other times, however, debt is a result of mismanaged spending. It is never too soon to embark upon a debt relief program.

Lexington Law - Credit Attorneys

A review of the Lexington Law Firm a common credit repair company. How they will work and the levels of service they offer.

The Owner's Responsibility in Foreclosure

Foreclosure is initiated by the bank when you default on your mortgage agreement. A letter of pending foreclosure, however, is not irreversible. If you own a home that is in foreclosure, it is your responsibility to consider your alternatives and make a final decision on the fate of your home. The a

Credit Cards to Rebuild Credit

Using the information about credit cards to rebuild credit rating? It sounds ironic. Yet, that is exactly the best strategy that you need to do to regain positive mortgage-worthiness. More ironic still is how most ...

How to Reduce Credit Card Offers

You can easily stop credit card companies from sending you offers for pre-approved credit cards and related marketing material. The direct-mail campaigns are important advertising tools for the card companies, which buy lists of qualified customers from the three nationwide credit bureaus--TransUnio

Precious Metals: Platinum Group Metals

This article describes PGMs or Platinum Group Metals. These are some of the rarest and most precious metals found on earth. The main focus is on Platinum and Palladium.

How To Use Credit Card Balance Transfer Effectively

Balance transfers were very popular once and many people used them to avoid interest. What they used to do was getting one credit card after the other, shifting debts through them and enjoying free transfer ...

Credit Card Loans - Advantages and Disadvantages

Credit card is commonly known as "Plastic Money". They have become an integral part of today's world. It is very helpful for people who don't like carrying cash. All you need to do is swipe the card and you have paid the money. Then you have to pay back to the bank in a specific