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Bankruptcy : Business & Finance

Bankruptcy Advice - Is It the Right Choice?

Thousands of people and companies declare bankruptcy each and every year, but is it the right choice for you? Without professional bankruptcy advice and learning what it entails, the benefits and disadvantages, it is very difficult to determine if this is the right solution for you moving forward....More...

Medical Bankruptcy: Who Is Affected?

At this time, there are many things that give a difficult to many individuals and also to families. It can be in the simple form of paying monthly bills and also the daily necessities of each family member particularly to those who need to go to school. And this is why there are an increased number ...More...

How Does Loan Consolidation Work?

A Loan Consolidator Buys Up Multiple DebtsLoan consolidation is a way for a debtor to turn multiple loans into one larger loan. Consolidators look for debtors with several loans and pay off all of the debtor's obligations, exchanging them for one loan that amounts to the sum of all the......More...

Bankruptcy Credit Report - You Questions Answered

Get your Key questions answered now - to get you back on the rod to financial security:What are the alternatives to filing for bankruptcy? How long will it take to really get back to a secure financial position? ...More...

What Does Chapter 7 Bankruptcy Mean in the State of Alabama?

Faced with debts they can't pay off, some Alabama residents file bankruptcy. When you file Chapter 7, a bankruptcy court will review your finances and possibly sell off some of your assets to pay your creditors. Once that's done, many of your remaining debts will be discharged -- wiped out. Although...More...

Offering Cars On Finance Dealer Tactics That Boost Roi

As a dealer you need to use every trick in the book to beat the competition.The motor sales market has suffered during recent economic times but tactics such as offering cars on finance can help you to stay ahead of the crowd....More...

How to Pay Bills Using MyCheckFree.com

MyCheckFree.com offers a very fast and easy way to pay bills online. This website allows you to add bills from many sources--credit card bills to utility bills--and pay them all in one place. They send you an e-mail when your bills are ready to pay each month. Setting up an account and paying bills ...More...

How to Negotiate My Own Debt Settlement

Good credit is a necessity in today's economy to acquire a car, house or other expensive items. If you have been unable to keep up with the credit card payments due to a job loss, mismanagement of money, or other circumstances, one of the solutions to fix your delinquent account is to negotiate a d...More...

Is it Really Cheaper to Consolidate Debt?

Consolidating debt refers to eliminating a number of smaller debts by replacing them with a larger debt. This type of consolidation offers one primary benefit: simplicity. It can be much easier for a borrower mired in debt to deal with one monthly payment instead of many different payments from vari...More...

How to Refinance All of Your Debt Into One With Bad Credit

Debt is a problem that will quickly get bigger if it is not properly handled. Interest rates and late fees can often balloon the debt to more than double its original value and the problem is exacerbated if you have debts split up among various creditors. While getting additional loans to help pay o...More...

If You Can't Pay Your Medical Bills

Illness is often unexpected and when it strikes, it can leave you with expensive medical bills. If you are uninsured or are experiencing financial difficulties, you could find yourself in a situation where you are unable to pay them in addition to your other responsibilities. While ignoring medical ...More...

How Much Pay Can Be Garnished for Child Support in Florida?

If you are a non-custodial parent in Florida and are obligated to pay child support through a court order, you may be subject to wage garnishment. Wage garnishment occurs when your employer is required to withhold a portion of your earnings and forward that amount to the entity requesting the garnis...More...

DIY Bankruptcy: Is Reaffirmation Inside Your Very Best Interests?

Affirmation can be part of the bankruptcy procedure, and should you choose Do It Yourself Bankruptcy you might wonder if debt reaffirmation is inside your best interests. This step is used some cases so that the debtor can keep certain property, such as a house or vehicle, but frequently creditors t...More...

What is a General Bankruptcy Filing?

From a correct standpoint the meaning of a chapter BK is the inability of a individuals or organization to pay its creditors. When groups get into a position where they are not able to pay their bills they frequently turn to personal bankruptcy to solve their mistakes. When people files for a BK the...More...

What Chapter 11 Bankruptcy Law Entails

Chapter 11 bankruptcy law is also known as the reorganization code applicable to partnerships and corporations. It allows for businesses to make a plan on how to pay off their debts without having to sell their property. This comes as an opportunity for businesses to keep on operating even when they...More...

Recommended Debt Reduction

Debt is common among consumers, and debt reduction should be as well. If high-interest debt is tackled first, money can be saved along the road to becoming debt-free. Certain types of debt should be paid off more quickly than others, and with the right plan of attack, debt can be eliminated faster t...More...

The Average Cents on the Dollar in Bankruptcy

An unsecured creditor can recover anywhere between zero to 100 cents on the dollar when the debtor files for bankruptcy. The amount recovered depends on the value and category of the debtor's assets. According to the Department of Justice, most Chapter 7 cases are no-asset cases, meaning the average...More...